Who enters your business space each day? Whether it’s clients who visit your office space, customers who shop at your retail store, or delivery people who bring supplies to your warehouse, you can protect your business against third-party lawsuits or claims for bodily or personal injury or medical bills with general liability coverage.
Commercial Property Coverage
The commercial property policy is the foundation of a commercial property insurance program. This is the policy that the contractor purchases to cover damage to its own buildings, (Owned or leased) office contents, and most other personal property that it owns. A commercial property policy can also cover loss of income or increase in expenses that result from insured damage.
Property Insurance Coverages
- The building that houses your business, including if it is owned or rented
- All office equipment, including computers, phone systems, and furniture, whether they’re owned or leased
- Accounting records and essential company documents
- Manufacturing or processing equipment
- Inventory kept in stock
- Fence and landscaping
- Signs and satellite dishes
- Business Income Coverage
- Employee Dishonesty
- Equipment Breakdown
Protecting your business means defending yourself against the financial risk of lawsuits and claims from people who may be injured in or near your building. Whether you’re at fault or not, defending your business takes time and money. For many businesses, one single lawsuit could be devastating. No matter what your business size, scope, or specialty, general liability is the foundation of a strategic defense.